Marilyn: I would establish an estate plan that was sensitive to my needs, my desires to do good in the world, provide for those I love, protect myself and my loved ones during our lifetimes, provide in the event of incapacity, be tax wise and try to simplify the planning so that ongoing administration would be manageable. Additionally, I would consult with tax, insurance and investment experts to fully coordinate my planning to make sure that all aspects of the plan work according to my wishes. I hope this helps. Sandy Mall, Elder Law Attorney, (866) 699-1800