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January 5, 2009
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Insurance
Article Archive
MY KIDS WILL TAKE CARE OF ME! AT WHAT COST?
October 22, 2007 5:32 PM ET
Be careful what you wish for; wishes have a way of coming true, and they can have serious consequences for those we love most.
MARRIED OR SINGLE, WE'RE ALL IN THIS TOGETHER!
June 18, 2007 8:08 AM ET
Every woman should understand some important facts about long-term care. Long-Term Care is care that you require when you are unable to care for yourself. This could happen when you are 50 or 80, or any time in between.
THE DEATH OF BIG BROTHER!…AND HOW YOU AND I ARE NOW ON OUR OWN
January 26, 2007 10:25 AM ET
“It’s one of our first assumptions in life: the big people will take care of us.”
Mitch Albom – Detroit Free Press
ALZHEIMER'S DISEASE: THE CAREGIVING THAT PLACES OUR OWN LIVES IN SERIOUS JEOPARDY
November 1, 2006 3:25 PM ET
A diagnosis of Alzheimer’s disease is devastating for any member of a family. It can also be a diagnosis of financial and emotional ruin for the family.
SINGLE OR MARRIED? EVERY WOMAN SHOULD UNDERSTAND IMPORTANT FACTS ABOUT LONG TERM CARE
August 9, 2006 11:20 AM ET
Long-Term Care is care you require when you are unable to care for yourself. There may come a time when you will need help with bathing, dressing, eating, toileting, continence or transferring. Or, care that is necessary if you are diagnosed with a cognitive impairment such as Alzheimer’s disease.
WHAT HAS TO HAPPEN BEFORE YOU MAKE A DECISION?
March 14, 2006 9:21 AM ET
I had a telephone conversation recently with a 66-year-old retired woman wanting to discuss Long-Term Care insurance. She is the caregiver in her own home for her 90-year-old mother who is frail, has dementia, and is legally blind.
THIS HOLIDAY SEASON DON'T WISH YOUR FAMILY THE BEST, PLAN FOR IT
December 15, 2005 9:56 AM ET
Everyone hopes a long-term care event will not happen. The self talk says, “I’m healthy. My kids will take care of me. Medicare will pay. I’ll die in my sleep. If I get Alzheimer’s, I won’t know what’s happening anyway.” – all the excuses we make to ourselves to avoid facing the issue.
DIABETES, LONG TERM
May 28, 2005 6:57 AM ET
Diabetes affects one in 5 Americans 65 and older and the number of Americans 75 and older with Diabetes is projected to increase from about 1 million in 2000 to more than 4 million in 2050. Nearly 18.2 million Americans have Diabetes and one third (5.2 million) are not aware that they have Diabetes.
WHAT IS THE COST OF PROCRASTINATION?
March 23, 2005 8:44 AM ET
Let's talk about the “A” word. No one wants to think about the AGING process. We all age differently. In a perfect world we'd all be in excellent health at age 78 like John Glen. Since this is not likely to happen, we need to face reality head on and make some plans.
ADULT DAY CARE: FINALLY, THE WORD IS OUT
February 7, 2005 1:55 PM ET
If you are caring for a parent or spouse because he or she is unable to perform what are known as activities of daily living or requires care because of dementia or Alzheimer’s, you need to find out about adult day care.
THERE'S NO PLACE LIKE HOME FOR HEALTHCARE
December 7, 2004 2:10 PM ET
I believe it is time to educate the general public as to the beauty and necessity of Long-Term Care insurance. If seniors are not willing to listen we must reach them through their adult children who are the ones that will ultimately bear the physical, emotional, and financial burden for them.
SEVEN WAYS TO LOWER THE COST OF LONG TERM CARE INSURANCE
October 15, 2004 1:26 PM ET
Most of us don’t plan to fail. We fail to plan. With the state of health care today, the longer a person waits to get the facts, the harder it may be to qualify for long-term care insurance. Here are seven ways to lower the cost of long-term care insurance.
LONG TERM CARE INSURANCE: PLAN FOR WHAT YOU WANT OR SETTLE FOR WHAT YOU GET
August 25, 2004 5:00 AM ET
A recent Issue of the US News and World Reports states that more than 90% of seniors say they have no intentions of leaving the comfort of their own home or community to receive convalescent care.
THE HEALTHCARE ISSUE FOR THE NEW MILLENIUM
July 23, 2004 9:18 AM ET
The 21st Century is upon us. Anyone who reads the newspapers or follows the media is aware that Long-Term Care will be the HOTTEST topic as baby boomers struggle to plan for their own Long-Term Care needs and care for their parents as well.
EVERY TWO MINUTES, 104 AMERICANS BECOME DISABLED
April 24, 2004 6:08 AM ET
Long term health care is the greatest expense most people in America will ever have to deal with.
DENIAL IS NO LONGER A REALISTIC OPTION
March 15, 2004 8:29 AM ET
I read an article by Mitch Albom in the Sunday paper recently and I'll quote Mitch: "It's one of our first assumptions in life: the big people will take care of us." As we go through life it's our parents, teachers, doctors, police officers or "our employer". We just assume that someone is looking out for us.
LONG TERM CARE: IN SICKNESS AND IN HEALTH
January 8, 2004 3:36 PM ET
"A serious illness is marriage’s unspoken fear. The chances of a couple staying healthy together and dying at the same time are Las Vegas odds. Life is a dance you want to finish on the same beat." This is one of Erma Bombeck’s "pearls".
WHAT HAS TO HAPPEN BEFORE YOU MAKE A DECISION?
November 21, 2003 6:50 AM ET
I had a telephone conversation recently with a 66-year-old retired woman wanting to discuss Long Term Care insurance. She is the caregiver in her own home for her 90-year-old mother who is frail, has dementia, and is legally blind.
ASSISTED LIVING? HOME HEALTH CARE? LONG TERM CARE INSURANCE IS THE ANSWER
October 23, 2003 1:37 PM ET
Today 85% of all care for chronic illness is received outside of nursing homes. These days Long Term Care insurance policies are actually designed to keep people OUT of nursing homes.
LONG TERM CARE: FACE YOUR FEARS AND PLAN FOR LATER YEARS
September 8, 2003 6:33 AM ET
None of us will forget what we were doing on Tuesday morning September 11, 2001. This is a moment that will be permanently etched in our minds. As for me, I was in my office when I answered what I thought was a routine business call.
LONG TERM CARE INSURANCE: AN ESSENTIAL SOLUTION TO THE CYCLES OF LIFE
August 19, 2003 6:15 AM ET
Long Term Care is the kind of care a person needs when they can no longer take care of themselves. It is care that you need when you are no longer able to take care of yourself due to a prolonged (chronic) illness or injury. This care may include help with activities of daily living such as bathing, dressing, eating, toileting, continence or transferring or it can be skilled nursing care.
LONG TERM CARE: IT WILL RE-ARRANGE YOUR LIFE
July 23, 2003 6:06 AM ET
Lets talk about pre-tax dollars and how they can be used to protect retirement income, whether you are an employer or employee. First we will look at an unfortunate though very possible and realistic situation and then we will see how it can be avoided when a Long Term Care insurance policy is in place.
LONG TERM CARE INSURANCE AWARENESS, FEAR, CONTROL
July 6, 2003 8:38 AM ET
On Wednesday, October 9th, PBS television aired a family special entitled "And Thou Shalt Honor". Several professionals from the area were invited to the television studio and for two hours while the general public watched the program we answered over 300 telephone calls and made referrals for our Michigan families who are in crisis.
LONG TERM CARE INSURANCE: THE BEST KEPT SECRET IN HOME HEALTH CARE
June 17, 2003 2:50 PM ET
Home Health Care includes a variety of services for occupational, physical, respiratory, speech therapy or nursing care. Also included are medical social worker, home health aid, and homemaker services. These are services a patient is able to receive in their own home or the home of a relative or friend during a period of convalescence or for a chronic illness or injury.
LONG TERM CARE INSURANCE: OUR FEDERAL GOVERNMENT THINKS IT'S IMPORTANT, SHOULDN'T YOU?
June 17, 2003 2:46 PM ET
In March the U. S. Office of Personnel Management launched its early enrollment opportunity to make Long-Term Care insurance available to its more than 20 million employees. Its "Federal Family" will be able to enroll between March 25th and May 15th, 2002. This is the period of time in which people that are familiar with Long-Term Care insurance and its importance in our retirement planning will enroll.
TIPS FOR PURCHASING LONG TERM CARE INSURANCE
May 5, 2003 11:00 AM ET
- Take your time. Be sure you understand the policy you are considering buying. Ask questions. Do not be pressured into making a decision.
