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July 30, 2010
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LTC Insurance Article
TIPS FOR PURCHASING LONG TERM CARE INSURANCE
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Baby boomers find it's never too early to consider the benefits of long term care Insurance, to lock in the care they want while protecting their family finances.  Dorothy McMahon Long Term Care Insurance Specialist |
(50PlusPrime) BLOOMFIELD HILLS, MICHIGAN --
- Take your time. Be sure you understand the policy you are considering buying. Ask questions. Do not be pressured into making a decision.
- Make sure you are comfortable with agent, the company and the policy.
- Be sure the agent gives you choices and options before you make a final decision.
- Always make your check payable to the insurance company and not to the agent.
- If you have a complaint about the agent, contact the insurance company he/she represents and the insurance department in your state.
- Review your application, it becomes a part of the policy. Notify your agent and the company if there are errors or missing information.
- Remember you have a 30-day "free look" - read the policy over carefully before you decide to keep it.
- Always contact your original agent before deciding to cancel your Long Term Care policy and buy a new one.
- When you decide on the agent that you choose to do business with, be sure to provide him/her with all the pertinent information.
- Review your policy when changes occur in your life to make sure coverage is line with your needs.
Dorothy McMahon is a Long Term Care Insurance Specialist, and a Certified Senior Advisor. She can be reached at 800-727-0045, by email at ltcinsusa@aol.com or through her web site at http://www.mcmahonltcins.com.
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