February 10, 2012
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LTC Insurance Article

ADULT DAY CARE: FINALLY, THE WORD IS OUT

Baby boomers find it's never too early to consider the benefits of long term care Insurance, to lock in the care they want while protecting their family finances.

Dorothy McMahon<BR><FONT size=1>Long Term Care Insurance Specialist</FONT>
Dorothy McMahon
Long Term Care Insurance Specialist


(50PlusPrime) BLOOMFIELD HILLS, MICHIGAN --

If you are caring for a parent or spouse because he or she is unable to perform what are known as activities of daily living or requires care because of dementia or Alzheimer’s, you need to find out about adult day care. 

The activities of daily living include bathing, dressing, eating, transferring toileting and continence.  This wonderful service is available to families today.

If you could go to work every day for eight hours and be comforted in the fact that your family member is receiving the best possible care and attention, as well as receiving a variety of health, social, educational and recreational activities, would this not improve the quality of life for everyone involved?

This most recent type of care for those living with a chronic illness or functional disability is provided in most communities.  Adult day care centers are becoming more popular as boomers and their parents need to receive and provide care.  The physical and emotional stress that accompanies care-giving is overwhelming.  Unless you have been a caregiver, you cannot imagine the disruption and stress it adds to an otherwise normal life.  Adult day care centers are run on the same principal as day care for children.  They are open during customary business hours.  Therefore caregivers can go to work during the day, and resume care-giving duties in the evenings and on weekends.

You can take advantage of adult day care not only while you work, but so that you can do daily chores, run errands or just take a break from care and enjoy a respite.  Adult day care centers can also provide family counseling and family members can participate in support groups.

In addition, adult day care centers provide meals and snacks, field trips, crafts and exercise.  Personal care services are also available, as well as transportation.  A personalized plan of care is designed for each participant.  Even medical care is sometimes available.

Many adult day care centers are run by nonprofit agencies and some adult day care is provided at senior citizen centers, churches or places of worship in the community.  The cost is sometimes based on your ability to pay.  Much of the adult day care that is received today is paid for by long-term care insurance, which is becoming extremely popular as a means of private pay for services in numerous other care centers, including care received in the home.

 


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