But who will care for you when the time comes?

Will your adult children care for you?  They will because they love you, but at what cost?

The fact is, that if you don’t have a plan for your own long-term health care, your adult children will be forced to provide unpaid, hands-on care.  And it will affect their lives.

Between 30 and 38 million unpaid caregivers, typically adult children, now provide the majority of long-term care services for family members and they pay a heavy price.

More than 90% of caregivers are forced to change their working patterns.  More than one-third are forced to go from full-time to part-time; and 35% are forced to give up work entirely.

The protection of long-term care insurance allows your adult children to be actively involved in your care. Paid caregivers do the heavy lifting, and they do it in your own home.  Your children do the heavy loving.

It’s not about the risk of needing care – it’s about the consequences to your family.

Long-term care insurance doesn’t have to be a complicated and unpleasant subject. Taking responsibility for your own health and well being can help you avoid years of poverty and substandard care. 

Call Dorothy McMahon at McMahon and Associates today, at 248-844-9787 for information, recommendations and solutions to fit your specific needs. Visit her online at at www.buyltcinsurancenow.com.